100% free. No account, no catch — we're on your side, not the insurer's.
Any home claim · 100% free · No account

Find out if your insurance settlement is too low — upload your offer and Polsee reads every line, free.

No sign-up, no catch — Polsee explains your offer in plain English, flags what they may have left out, and shows roughly how much more you may be owed. If it's low, we'll connect you with a licensed expert who fights to get you paid — free to you.

Polsee Verified AnalysisIndependent line-by-line claim review
Polsee · Claim Review
No. LB-01 Ready
01· Your claim offer
Step 1

Upload your offer

We read every line — free, about a minute.

Drop your claim offer here or tap to choose a file — a PDF or a photo from your phone PDFPhotoAny insurer · home & property Private & encrypted · never sold
FreeNo accountYour offer stays yours
Reading your claim offer…
Checks run against similar claims0

This usually takes about a minute — keep this tab open while we read your actual letter.

Can't upload? Send it straight to us
Email it Text (747) 258-8200
What you'll getSample
Polsee · Claim Review No. PLS-048291
01 · Our finding
This offer looks low.
Likely underpaid
02 · What they may have left out
~$14,200 more
our estimate — not a guarantee
Roof depreciation held back+$6,400
Overhead & profit left off+$3,900
Detached garage omitted+$3,900
Their offer vs. fair payout$21,800 → ~$36,000
03 · Your next step
If it's low: push back yourself with our free playbook, or have a licensed expert take it on — free to start.

Sample report — yours is built from your actual letter, free, in about a minute.

Reviewed by Polsee Independent · on your side
No catch. Here's exactly what you get:
100% free No login Experts: often no-win, no-fee Private & secure
How it works

Three steps. About a minute. Always free.

Step one

Upload the letter

A photo's fine. Drop in the settlement letter or estimate your insurer mailed you — that's the whole ask. No forms, no calls, no account.

Step two

We read every line and mark what they left out

We check their math against what claims like yours tend to pay, then flag what's missing, low, or quietly shaved off — in plain English, in seconds.

Step three

If you were shorted, we hand you a licensed expert — free

They re-open your claim and fight to get it raised. Many work no-win, no-fee — paid only if your payout goes up.

You don't have to take their first number.

Check my offer — free →
Under the hood

The line items most people skip right over.

The money often hides in small line items nobody reads. Here's where it tends to sit — we check every one so you don't go in blind.

Estimate review · line items we check Status
01O&P
Overhead & profit

The cut a contractor charges to actually run the job. Easy to leave off.

may be owed
02DEP
Over-depreciation

Dollars knocked off your roof and materials for “age and wear” — often more than the rules allow.

may be owed
03MATCH
Matching

If half your siding is discontinued, the other half may be owed too. Rarely offered up front.

may be owed
04SCOPE
Missed damage

Whole rooms, layers, and line items that never made it onto the estimate.

may be owed
05CODE
Code upgrades

Upgrades that may be owed when the building code changed since the home was built.

may be owed
06RCV
Withheld value

Recoverable depreciation that becomes yours once the repair work is done.

may be owed
We check every line — so you don’t go in blind

The quiet part, out loud

They get paid to pay you less.

Here's the part nobody tells you: an insurance company makes money by paying late and paying light, right when you're too wrecked to fight it. That's not a conspiracy — it's the business model. So we built an AI that reads your offer line by line and tells you, in plain English, whether you got shorted. It's free, because somebody should be on your side of the table.

— The Polsee team

People are saying

They lowballed you. Now what?

“First they tried to deny the whole claim. Then they turned around and offered me peanuts.”
“I didn’t even know I was allowed to push back on the adjuster — they’d lowballed me by $11K and figured I’d never notice.”
“My roof is destroyed and they’re acting like it’s a leaky faucet.”
“I almost cashed the check. Something told me to read it one more time first.”
“They depreciated my ten-year-old roof down to almost nothing — $23,500 gone before I even caught it.”

Illustrative of what homeowners tell us.

Your corner

You don't fight them alone.

Here's what most homeowners don't know: you don't have to accept the insurer's number, and you don't have to fight it alone. An independent, licensed expert can take over your claim and push for a fair payout. Polsee isn't that expert — we read your offer free, and if it looks low, we connect you with one who works for you, not the insurer. Many work no-win, no-fee.

They know every trick

This is all they do. The tactics insurers use to pay less, your expert has seen a thousand times — and knows how to beat.

On your side, not theirs

Licensed, independent, and paid to fight for your number. The insurer's adjuster works for the insurer. Yours works for you.

Usually no win, no fee

Many work no-win, no-fee — paid only if they get you more. If they can't, you walk away owing nothing.

Independent, licensed experts
A few minutes · could be thousands

Worst case, you find out it was fair.

Best case, you may be owed more than you thought. Most folks never check. You're one upload away.

Check my offer — free →

Your Polsee claim-offer report

Your claim-offer report